Generally purchase and sale contractors contain contingencies that allow the purchaser to hire inspectors to determine if problems exist that may detract from the value of the house. In the Capital District a standard form contract is in use which stipulates that if a reputable inspector finds structural damage to the house exceeding $1500 the purchaser may withdraw from the contract and have his deposit returned.

Most contracts specify a date by which the inspection must take place and notice be provided to the seller of any problems. If this date is not met the purchaser may waive his right to object to problems with the house being purchased.

In addition to structural matters purchasers typically will check to make sure the water is potable, the septic or sewer is in working condition, there is no pest infestation and radon ( a gas coming from the ground) is below levels recommended by the Environmental Protection Administration.

Selecting an inspector is a critical decision and should be done with care.Since 2006, home inspectors have been licensed in New York and are subject to certain requirements. Inspectors run the gamut in their skills and fees. Try to get recommendations from individuals you trust. And be sure to talk with an individual before hiring him or her. If you are contacting an unknown individual be sure to find out qualifications and experience. Ask to speak with recent individuals for whom he or she has conducted inspections.

For information about home inspectors visit the website of the American Society of Home Inspectors.  

To view the requirements under New York State law that pertain to home inspectors go to the website for the New York State Association of Home Inspectors.